"Homeowners who set aside time to complete a home inventory have a much easier time documenting their losses and filing a claim, if and when they have to do so," says Michael Barry, a spokesperson at the industry-sponsored Insurance Information Institute, based in New York City.
#Give two reasons you should complete a home inventory. update
Without a record of your belongings, remembering what you've lost can be a challenge anytime, let alone during a time of trauma. If youre really on top of things, you may want to make it a habit to update your home inventory each time you get rid of a major item or make a major home. After a fire, wind storm, robbery or other unexpected event, having a list or a visual reminder of your belongings can make a big difference in how much your homeowners insurance will pay, and thus how well you'll recover financially. You should also ask a trusted family member or friend to keep a copy of your inventory so you can access it if your home is completely destroyed, and you cannot reach any of the copies you have stored in it. update This is why homeowners need to create and update their home inventory. The time to list what was stolen from you is not the day after your home was robbed. The time to make a home inventory is before your property becomes lost belongings, not the day after a storm or fire. Renters policy options: Most policies provide two basic types of coverage. Why a Good Home Inventory is Key to a Smooth Insurance Claim after a Storm, Fire, Theft or Disaster. What's more? You better prepare yourself for an emergency. Claims: if you need to file a claim, a home inventory will help when communicating with your insurance, and can expedite reimbursement. Two reasons you should complete a home inventory. If you are renting your home you might think, Why do I need insurance. With the space those discards leave, you may be able to better rearrange what's left. Other than that, a home inventory should be made if you are: Buying a new home Getting a new. If you are planning a move, then a home inventory is a must as it also helps you to pack your items. So if you haven’t made one yet, now is the time to do it. You may identify items you can throw out. A home inventory list will help you understand the actual worth of all of your possessions. For one, you may find things you thought were missing. The process only takes a few hours, but it has long-lasting benefits.
If your New Year's resolutions include getting organized, consider doing a home inventory.
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